BACK TO ALL MEDIGAP PLANS

 
 
HIGH G
Plan Deductible: $2,700
SERVICES
MEDICARE PAYS
HD G Pays
You Pay
HOSPITALIZATION
Semiprivate room and board,
general nursing and
misc. services and supplies

First 60 days
-Before Plan Deductible
-After Plan Deductible

61st thru 90th day
-Before Plan Deductible
-After Plan Deductible

91st day and after, while
using 60 lifetime reserve days
-Before Plan Deductible
-After Plan Deductible

Once reserve days are used:
Additional 365 days
-Before Plan Deductible
-After Plan Deductible

- Beyond additional 365 days
-Before Plan Deductible
-After Plan Deductible
Part A Pays





All but $1,600
All but $1,600


All but $400 / day
All but $400 / day



All but $800 / day
All but $800 / day



$0
$0


$0
$0
HD G Pays





$0
$1,600


$0
$400 / day



$0
$800 / day



$0
100%


$0
$0
You Pay





$1,600
$0


$400 / day
$0 / day



$800 / day
$0 / day



100%
$0


100%
100%
SKILLED NURSING FACILITY CARE
You must meet Medicare's requirements, including having been in a hospital for at least 3 days and entered a Medicare- approved facility within 30 days after leaving the hospital

First 20 days - Copay/Day
-Before Plan Deductible
-After Plan Deductible

21st - 100th day- Copay/Day
-Before Plan Deductible
-After Plan Deductible

101st day and after
Part A Pays










All approved amounts
All approved amounts


All but $200 / day
All but $200 / day

$0
HD G Pays










$0
$0


$0
$200 / day

$0
You Pay










$0
$0


$200 / day
$0

100%
BLOOD
First 3 pints
-Before Plan Deductible
-After Plan Deductible
Additional amounts
-Before Plan Deductible
-After Plan Deductible
Part A Pays

$0
$0

100%
100%
HD G Pays

$0
100%

$0
$0
You Pay

100%
$0

$0
$0
HOSPICE CARE
You must meet Medicare's
requirements, including a
doctor's certification of
terminal illness.
-Before Plan Deductible
-After Plan Deductible
Part A Pays



All except small
copayment or
coinsurance.
HD G Pays




$0
100%
You Pay




$0
100%
MEDICAL EXPENSES - IN
OR OUT OF THE
HOSPITAL AND
OUTPATIENT HOSPITAL
TREATMENT, such as
Physician's services, inpatient
and outpatient medical and
surgical services and supplies,
physical and speech therapy,
diagnostic tests, durable
medical equipment.

First $226 of Medicare
Approved Amounts
-Before Plan Deductible
-After Plan Deductible
Part B Pays













$0
$0
HD G Pays













$0
$0
You Pay













$226
$226
Remainder of Part B
Approved claims after $226

-Before Plan Deductible
-After Plan Deductible
Part B Pays

80%
80%
HD G Pays

0%
20%
You Pay

20%
0%
EXCESS
CHARGES

-Before Plan Deductible
-After Plan Deductible
Part B Pays

$0
$0
HD G Pays

$0
100%
You Pay

100%
$0
BlOOD
First 3 pints
-Before Plan Deductible
-After Plan Deductible

Next $226 of Medicare
approved amounts
-Before Plan Deductible
-After Plan Deductible

Remainder of Medicare
approved amounts
-Before Plan Deductible
-After Plan Deductible
Part B Pays

$0
$0



$0
$0



80%
80%
HD G Pays

$0
100%



$0
$226



0%
20%
You Pay

100%
$0



$226
$0



20%
0%
CLINICAL LABORATORY
SERVICES
Tests for
Diagnostic Services
Part B Pays

100%
HD G Pays

0%
You Pay

0%
HOME HEALTH CARE
Medicare approved services
Medically necessary
skilled care services
and medical supplies
Part A&B Pay



100%
HD G Pays



0%
You Pay



0%